ASCENSUS BY
ENCOMPASS GROUP
Give Your Top Talent the Retirement Strategy They Actually Need
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The Problem
The War for Talent Isn’t Slowing Down—And Top Performers Expect More.
Most highly compensated employees hit contribution caps in traditional 401(k) plans. Compliance testing and federal limits mean your best people are left with retirement shortfalls—unless you offer more.
The Solution
Ascensus by Encompass Group Offers a Smarter Alternative
We deliver a non-qualified retirement strategy built specifically for Highly Compensated Employees (HCEs). This plan works alongside your current benefits and bypasses all the restrictions that limit traditional qualified accounts.
Unlimited retirement accumulation
Built-in long-term care protection
Tax-exempt retirement income
No annual participant fees
Fully administered education, enrollment, and servicing
401(k) Stays
What you'll get from your first call with Ascensus
A 15-minute personalized session with a non-qualified plan strategist
A review of your current executive benefits structure
An explanation of how our non-qualified plans partners with your existing 401(k)
Answers to your questions about compliance, taxation, portability, and participant communication
A look at how you can bypass contribution limits and discrimination testing
An optional overview of case studies and outcomes from similar companies in your industry
You’ll walk away with a clear understanding of how to build a better retirement solution—without increasing your HR or finance workload.
Why Ascensus by Encompass Group?
You don’t need another vendor. You need a partner who understands the needs of high-performing organizations and the high-value individuals who drive them.
Here’s Why Business Leaders Choose Us:
Focused on Highly Compensated Employees
Seamless Integration with Your Existing Benefits
End-to-End Plan Administration
Tax-Efficient Wealth Accumulation
No Hidden Fees. No Guesswork.
Backed by Experience. Trusted by Leaders.
You're Not Just Offering a Better Plan—You're Sending a Clear Message:
We value our top people and we’re investing in their future.
Ascensus by Encompass Group
“We knew our executives needed more than what the 401(k) could provide. Ascensus helped us create a plan that delivers real value and long-term security.”